Business & Corporate Credit Solutions Manager

About the role

The Business & Corporate Credit Solutions Manager will drive profitable growth of the bank’s credit portfolio by designing and delivering tailored financial solutions to business and corporate clients. Working closely with Business Bankers and Corporate Relationship Managers, the incumbent will assess risk, structure deals, price credit, and present proposals to clients and internal credit committees.

Key responsibilities

• Conduct financial analysis and recommend terms, pricing, and covenants for viable banking proposals.
• Prepare and present credit proposals in partnership with Business Bankers and Relationship Managers.
• Monitor and review assigned credit portfolio before expiry dates, ensuring timely extensions and compliance.
• Assess collateral adequacy and borrower capacity, presenting findings to the Credit Committee.
• Ensure all credit activities comply with the Banking Act, BOJ regulations, and internal lending policies.
• Provide training, guidance, and coaching to sales and credit teams.
• Prepare commitment letters for approved loans promptly.

Required profile

• Thorough knowledge of the commercial banking market in Jamaica and key industry sectors.
• Strong understanding of the bank’s objectives, lending products, and risk appetite.
• Excellent oral and written communication and interpersonal skills.

Required skills

What we offer

• Opportunity to influence the growth of a leading Jamaican bank.
• Collaborative environment with senior business partners.
• Professional development and training programs.